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Theft insurance is interesting but my devices really aren't at high risk of theft.
They all look to be around a 25% premium on the cost of the unit. I haven't looked at where Square Trade will price them but I generally don't insure $100 electronics. I just take my chances and replace as necessary.
I really hadn't thought about it for the Fires I have on order for the kids. I think I'll probably just tell them that they aren't insured and they'd better be careful with them.
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