Quote:
Originally Posted by Madam Broshkina
I suspect that accidental damage plans make money for companies. If a lot of people did what you suggest they would not offer them to the consumer.
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Sometimes a shop earns more money on the insurance they sell when you buy a gadget then on the gadget itself. I never buy insurance since the standard guarante cover a lot and I do not have many accidents with gadgets. Even if you have one accident in ten gadgets you will loose money on insurance.
I bought insurance once for a video tape recorder but it was a bad experince since it broke all the time and it took months to fix it each time. If I had not had insurance I would have fixed it myself in a couple of hour but I did not want to void the insurance to do it anyway...