For ebooks, Indesign isn't really necessary. However, it's one of the better pieces of software if you're planning to format files for print. I admit there is a bit of a learning curve to it, and in the beginning, I figured MS Word was just as good. However, after working with Indesign the last couple of months, I cannot see using anything else.
The way the interior files of my books look is reason enough to put out the funds for the program if you have them. Grant it, you can do most of the formatting in a word processor, but Indesign allows you to do it faster. You can set the font size, line spacing, tracking and use master pages so that some pages have headers (author, title, page number) and some do not, just with a few clicks.
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