Quote:
Originally Posted by ucfgrad93
Two issues with trying to claim it on insurance. First, it might not meet the deductible. Second, it may cause his rates to go up.
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That's covered by "life ain't always fair." Again, if he had lost his physical books in a fire, nobody would be saying , " Well, you just need to buy a good scanner and get a library card." You have an accident, you have to eat your loss somehow.