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I would have no problem doing it. In essence, buying an ebook is just buying a license to read the book. I believe that is totally different than having a physical copy. Unless you strip the drm, the book isn't really yours. Now that these companies have stopped providing service you are pretty much sol unless you strip them or get them elsewhere.
Now to the people that say oh well it is the same as if your house burnt down. I don't believe that. If my house burns down, I have insurance and would be able to use that to replace the lost books. Physical books don't go away with a computer crash, and I can still use the books that I bought at borders even though they are mo longer a company, so comparing the two as similar shouldn't be done. I will also say, that now that you know this can happen, be sure to back up those books, and don't rely on any company to do it for you. My procedure for getting books, is to purchase said book, import to calibre, strip any drm, then backup. Only after that is done do I put it on my kindle. My backups include, an external hard drive, a flash drive and a cloud storage called sugar sync, that backs up my calibre library folder anytime I add to it. I also have amazon if all else fails, but they are my last resort, as I actually buy very little from them and mainly get their freebies.
Basically, do what ever you have to to get your books as you paid for their license. Then make sure you back up.
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