Quote:
Originally Posted by carpetmojo
Depends on the policy - check it out !
You pay your premiums for just these sorts of occasions, but policies do vary - daft, and costly, not to at least check !
If, like me, yiou don't speak" legalese", check with your broker if you used one, or just ring the company .
I ran over my own newly purchased camera (don't ask !) and only "paid" my £50 excess, but got £270 towards the replacement - no increased premium (which is normal).
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Exactly. It seems the normal deductible didn't apply to this instance in my case and the rates didn't go up for me as well. It's definitely worth a phone call to inquire about it. The only thing they required since it was a theft was a police report, which you can go down and file any time to satisfy that.