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Not exactly what you're asking for, but I've seen this as a blanket statement -
"Any resemblance between the writings in this work, and any actual persons or places, living or dead, are purely coincidental, except when used for satirical purposes."
(In web-original-fic you don't necessarily want to google for! Any resemblance to a legally vetted disclaimer may also be purely fictional).
I assume it's intended to reduce the risk of libel. I don't think you'd need to name the specific character(s) unless you wanted to. I guess it could make the story more interesting in some contexts.
When talking about pro-fic, people may publicly admit that the character is "based on" someone IRL, but they change the name (at least slightly :-). I.e. it's still considered a fictional character. I suspect they just leave the standard disclaimer as it is, whatever they normally use. If I was trying to sell something, I'd probably stick with the convention; I'm a very conventional person :-).
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