Kobo touch can "see" and read the SDHC format no problem, it is not limited to standard SD. It worked for me personally. ANd if you look at the manual I think it says so. But I confirm it personally.
Just make sure it's micro, not regular shape, as they don't cease to remind.
If you don't need it...well, get it anyway. You can use it for other devices (at micro size, it can be adapted, with an adaptor, to any camera etc). And you'll be helping "the economy" by spending. And you can take your books with you to other devices without needing a computer, etc.
Seriously if you don't need it don't get it. Unless you want to for reasons above.
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