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It's a trade-off. Cloud fans look at the positives and underplay the negatives, while the non-fans do just the opposite.
Cloud cons -
Have to be in range of wireless connection to get at your data.
Often have to pay monthly fee for connectivity (3g/4g).
Give up privacy. (If you think that your activities aren't being reported in aggregate to marketers....)
You may (or may not) be paying an extra recurring fee for the storage.
You run risk of data loss through provider bankruptcy. (Don't snicker, it's already happened to a early cloud photo storage startup.)
Cloud pros -
Auto off-siting of data.
Flexibility of device access.
Centralized data storage.
Personally, I don't feel the advantages are worth the negatives, but that is a personal choice. I prefer to have privacy, save money, and be able to "off-net" whenerever needed. I believe there is something called a "safe deposit box" for secure off-site storage (and it provided a Faraday Cage, as well...)
And I won't buy any gadget without removeable storage...
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