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I have to admit that I'm extremely lucky, because not only does my National Library offer ebooks, they're completely free to borrow as well.
That being said, I personally believe that the basic services in public libraries should be free of charge, to benefit the lower income group, with additional membership per year for more benefits for those who can afford it, such as more books borrowed each time, or other media such as DVDs and so on. At least, this is done in my country, and I'm pretty happy with the system right now. I wouldn't mind paying for the additional membership, when I start working that is. But I do have basic membership to my libraries.
Though I wouldn't mind having to pay fines for ebooks as well, if they do implement charges... though I have a feeling I'd probably spend more on fines than on buying ebooks, because I cannot seem to remember to return my books on time. I think my record was $50 at one point in time.
But it's extremely fortunate that the ebook library service is completely free.
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