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Like you, I didn't know about the accidental coverage at all until I read about it on this forum, and that was after checking Sony's site and Best Buy's. I had to really dig around for info on the accidental coverage, it wasn't really advertised as well. I normally don't get warranties on anything because of it only covering manufacturing defects, but after reading about all the accidents with the screens, and since I take mine literally everywhere with me (increasing the change of sitting on it...), I decided to go for it.
Honestly, I'd say let your conscience be your guide here. While I only paid $120 for my 350, I can fully understand considering the price of the 950.
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