Heavens no! It has a USB port and appears as a drive on your computer when you plug in the USB cable, just like the CyBook or the Sony 505 does. You can just drag files to it directly.
I suspect you're thinking of the optional file conversion service. This allows you to e-mail a file in some format you want converted to Kindle format, and have it transferred wirelessly to the Kindle for a 10c fee. The fee is for the wireless transfer, not for the conversion. If you copy the file yourself, there's no fee.
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