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I have a prepaid plan through iWireless. The full rate is 20 cents/min but with the $5/mo (no contract) plan it's 10 cents, and it automatically adds $ to my account when it gets below a certain amount. Texts are the same price, and I only pay for outgoing texts, incoming texts are free. I also get free credits when I shop at Kroger. I rarely spend more than $10/month. I can also change my plan at any time, effective immediately, so if I go out of town or otherwise need a more cost effective plan for more usage for just one month, I can change it as needed. It's working out well.
I also like the fact that I was able to get an ordinary LG flip phone for $15 when I signed up. It's so hard to find normal phones these days.
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