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It matters because if the credit card is old, you've presumably cut it up and thrown it out (along with the number on it). Sure, you're able to access all your new stuff with your new card, but the old stuff is gone if you don't know the old number, because you've basically just chopped the combination to the safe up and thrown it away.
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I don't disagree, but again, "Normal readers" will never have to remember the old credit card number in order to simply
read their old book. Only DRM removers who didn't take care of business immediately.
I think all DRM sucks, I just hate B&N's less than the one's that are based on machine specific criteria.