Harry, I don't disagree with your scenario - you're a technically competent computer user. But what about the users that aren't? It's incredibly easy to set up a wireless network nowadays. Heck, ISPs hand out wireless routers during initial setup. Go into any middle-class apartment building with a laptop and you'll find dozens of access points - most of them owned by people who honestly don't have a clue about security. To continue your analogy, should they be ticketed because someone else hot-wired their car and took it out joyriding?
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