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The only account closures I've heard of recently were people who were struggling with having the Amazon accounts hacked, sign-ins and passwords compromised. Amazon had to close out those accounts and allow the customers to open new ones. Apparently it is impossible for Amazon to "transfer" Kindle books to a new account because they always seem to issue a store credit for the value of your eBooks.
There used to be much more press about Amazon closing accounts due to high returns, but they were pretty much people who did things like buy Big Screen TVs for the Super Bowl and then try to return them.
But yes, imho never trust any retailer including Amazon, to protect your eBook purchases. I don't trust Apple with my music, Amazon with my books or Snapfish with my photos. If it is important to you, take care to preserve it yourself.
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