Quote:
Originally Posted by HarryT
It strikes me that you've been sensible. You kept your money, and then paid what you owed. Much better than lending the government your money, interest free, and then getting it back again  .
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Well, in fact, I try to maximize how much I owe (but try to avoid owing too much or else there is a penalty for that, too). But in the last couple of years interest rates of 0.000000000132% (is it even that high??) don't amount to many nickels in my pocket.