OK, seems I am covered free with my home delivery subscription as per the NYT site. My daily HD sub includes a free "All Access Digital Subscription" as part of the package.
Quote:
As a home delivery subscriber, you have access to more than just the newspaper. As a subscriber you have access to select online products, plus exclusive subscriber discounts. Starting on 3/28 you will get:
Free All Digital Access: Receive unlimited access to NYTimes.com on any device. Receive unlimited access to the NYTimes app for your BlackBerry®, iPhone® or Android™ –powered smartphone and unlimited access to the NYTimes app for iPad™. (Return to this page on 3/28 for a link that will let you download NYTimes apps.)
The New York Times Replica Edition: A page-by-page replica of the New York edition exactly as it appears in print. To access, click here.
NYT Subscriber-Only Discounts: Exclusive 10% discount on select merchandise at NYT Store online.
NYT Archive Access: Features every article published since 1851. Receive free access to 100 articles every four weeks. (Return to this page on 3/28 for a link that will let you search the Article Archive.)
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I don't pay extra for any of the digital stuff from the NYT it's all part of the package. BTW, it darned well better be since it costs me around $60/month. I get a break on that as I pay annually but I honestly don't know