Well - in the view of the Publisher they mostly don't seem to be all that concerned whether or not you have access to Overdrive Library books. They'd prefer you log onto a retailer and buy - pay special attention to the $14.99 listings please.
As of right now Philadelphia is still issuing out of area cards and so is the Singapore Library (free) last I heard. As readers, we just have to take the changes as they come.
I imagine that if Philadelphia changes their policy it will simply stop issuing new Out of Area cards and then everybody will get to ride out the remainder of time left on their current cards. That is what NYPL did when they discontinued.
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