Quote:
Originally Posted by koland
It stops the penny charges, but not the pre-authorizations. With a real credit card, those are not a big deal (unless your bank gets upset about $1 pre-auths, as a few are overly sensitive and will lock an account after only one such test). With a debit card, they can be annoying, especially if you run your balance down that low that you don't have enough to pay it.
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Well poopers. There's goes that idea.

Mine is a debit card and I have over gone the amount and had to add a back up source to my card which is why I am very careful.
I also have accidentally purchased a book with Amazon when trying to send myself a free sample. I contacted CS and they refunded my money the same day.
Kobo well I have had several issues with them but now use a different card to keep my bank from marking the purchasing as suspicious due to foreign transaction fees.
I remember last year I ordered free B&N books but didn't download them right away and it was just as my card expired the next week. When I went to download them after my card expired, it wouldn't let me till I added a new valid card and then they did a $1 authorization to make sure it was valid before I could download the epubs to my PC. It's a flawed system.