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If i wanted to use the gift cards and didn't have a credit card, I think I'd be tempted to buy one of those prepaid credit cards, just so I had one to stick in there, and then only use the gift card, leaving the credit card unused. I'm assuming you would be going into a Chapters-Indigo store to buy the gift card, since you couldn't buy one of those on-line without a credit card, either.
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