In my library system, it's about $90 for an out-of-area library card.
Just as a side note, if you are using Adobe Digital to get the books, you can return the ebook from it as well. From site...
"How do I return Adobe eBooks early?
Adobe eBooks can only be returned early using Adobe Digital Editions. To return Adobe eBooks early…
Open Adobe Digital Editions.
Select the 'Library View' icon (in the upper left corner).
The Adobe Digital Editions library is displayed.
Under the 'Bookshelves' heading, select 'Borrowed'.
Click the eBook you want to return.
Click the 'Item Options' arrow (in the upper left corner of the selected eBook).
Select 'Return Borrowed Item'.
Click 'Return' to verify that you want to return the title.
The eBook is returned.
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