[tsgreer]

Well for me, I have spent the last three years becoming debt-free (was very hard work by the way). So my resolution is to STAY debt-free.

But trust me, after spending three years eating "beans and rice, rice and beans" to get rid of my credit card/misc debt, I think it will be pretty easy to stay that way. I definitely learned a hard lesson. So 2008 is my year to finally celebrate. Yay!