Sounds like the library book lending is a bit of a deal-breaker in which case the Nook or even a Sony Reader may have been the better option.
However there are ways of getting around the library issue and maybe someone can and will help you with that.
I don't know if your husband has either an iPhone /iPod touch or android phone because you can at least now read library ePub books using one of these devices and the overdrive media console app. So that's a legal workaround if you have a compatible device.
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