OOOOooooohhh...
Our Paypal payment gateway *DOES* handle credit card payments -without requiring the customer to open a Paypal account. When our end of the shopping cart completes the updating and shipping process, it gives you a choice of Paypal and Check/MO. If you select Paypal, you get sent to the Paypal login screen. At that point, the left side has a regular-font/size text message including a 'continue' link for those who just want to pay by credit card. Very simple process! I know, I just tested it!
Derek
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