Perspective might be important here. We are discussing an item that if bricked would mean an out of pocket loss of no more than $249 + tax and/or shipping. Would I gamble on an item that costs $1,000, doubtful. Would I gamble on an item that costs $10,000, no way. But I would not worry too much over a $250 item. Everyone will have their own limit of course, but I don't even buy extended warrantees on items less than a $1,000. It boils down to if you are willing to lose X amount of money on a mistake. If so, that is your business and no one else's.