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I agree it is not ideal and the retailer is making a good choice by fixing it. And I agree from less reputable retailers it would even be somewhat alarming... Not greatly alarming because every credit card I've ever dealt with would reverse the charge... Along those lines, I'm not overly concerned even if BH never sees another 950. Although, I'm confident they will (even sonystyle is OOS right now).
Debit or credit (or cash) it's still $200, held for a few months max. IMO if you're approaching credit limits (and can't pay them down) you have bigger problems.
But in finance the loss of investment opportunity is almost completely negligible.
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