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You can't get library books for a Kindle. Nook is not sold or supported in Canada.
The library books available for a Kobo are quite limited -- especially for a household used to borrowing 20 to 30 books in 3 weeks from the local library. You can borrow a max 10 books at a time, btw.
You didn't say where you were: Toronto Public Library has a couple of thousand Kobo-friendly ebooks for loan. I'd start by checking out the actual selection before the next step. I assume you are not planning to purchase 20 to 30 e-books every 3 weeks.
E-pubs, the format Kobo uses, are tied to Adobe software and you can authorise up to 5 (or is it 6?) devices on the same account. So you ought to be able to borrow one book from the library and share it on two devices at the same time.
Kobo is very e-friendly; but so is the 6" Canadian Sony model. However, two Kobos are $300; two Sonys are $500 ... so the choice for you is easy, I would think. Plus, Chapters/Indigo will support your sale in store; I'm not sure how friendly Sonystyle stores are for returns / immediate swaps. You might check out the Kobo forum here at MR.
Kobo is a great device to own and use. But you will want to set your expectations to what the current marketplace is.
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