In all honesty, I found that paying full price for the 650 + cover (approx $310 CND) is 100% absolutely death and taxes worth it. I loved my 505, but I would pay for the 650 again in a heartbeat if for nothing else than the increase in speed. If you have the chance (and the willpower) to trade it in, more so the better, but if you can't, I don't think you'll regret paying full price. I sure didn't.
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