ebook reader software apps typically do not do text-to-speech. Windows has some built-in facility for that for some applications.
Most ebook reading software is free, e.g. Kindle for PC, Barnes & Noble's ereader app, etc.
There is a lot of information on all your questions in the wiki on this site. I would advise you to go through all the sections that interest you.
There are lots of places to get audio books in MP3 format. Audible.com has their own format - check their website for supported devices.
It sounds like to need
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