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Seriously though, I've kept several levels of emergency preparedness kits stocked.
First there is the "get out of town kit". Just what it says. I can walk out, or drive out, in about 5 or 10 minutes. If I don't have that much time, I'm probably going to die anyway.
Loss of utilities, whether from storm or other cause is taken care of with bottled water and a power generator. Before I had an ereader I used to worry about the loss of entertainment.
Disaster! OK, disaster isn't always that dramatic. Sure, the world may revert back to barbarous times with millions dying. But more often than not "disaster" just means inconvenience. You lose you job or something.
For disasters I have about 6 months of food. It's all stuff we eat every day. All bought when on sale and then marked with a purchase date and stored. The oldest dated food is used first and the new purchases are packed away.
Done slowly you never miss the money, unlike buying "SURVIVAL RATIONS".
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