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Honestly though, if you believe that they should be able to change whatever they want, and get as much money as possible, then you are part of the reason The U.S is in the shape its in now; People got greedy and broke the system for all.
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Sort of. The system broke because the government interfered and insisted that loans be given to people without requiring proof that those people could repay them.
When they couldn't repay them, things broke.