Quote:
Originally Posted by Gwen Morse
If my house floods or burns down, my insurance (indirectly) covers the cost of replacing my book collection. There is no insurance for ebooks.
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That's an interesting point. If your Kindle goes up in flames, you can probably re-download your ebooks onto the replacement device. Thus, there would be no need for your insurance company to reimburse the cost of the ebooks. However, suppose that a seller refused to provide you with free replacement downloads. Would the purchase fall into the category of software, and would the insurance company reimburse you for the cost of the software, assuming that you had a rider covering such a product? This seems like a natural form of rider for an insurance company to offer, especially if the damage is limited to that caused by fire. Good question to ask my agent next week.