I don't know about WordClay, but I've had experience with both Lulu.com and CreateSpace.com. Because I'm in the USA, electronic deposits aren't a factor.
I moved my book from lulu to CreateSpace because the books are less expensive to print via CS, and CS is an Amazon company, so they automatically get listed there. If you buy the $39USD Pro Plan, your per-copy cost of the book goes down, so royalties are higher (or you can lower the price for the book), and you get the expanded distribution (making the book available to libraries and other book retailers). Expanded distribution costs more on Lulu (around $65 IIRC, but I may be off on that).
I've heard that the book quality is higher with CS also, but I've not compared them myself.
Hope this helps!
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