There are still areas where a publisher is still very much a needed thing, depending on your own skill/time limits;
* Editing, formatting
* Marketing
* Physical book distribution to stores on a larger scale (unless you've got a lot of $ to carry the inventory yourself).
For eBooks at least you can drop the latter - though the first two items still are very important.
Publisher's are at least now an optional choice but I do not see them going out of business any time soon.
Paul.
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