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As Harry states, in the UK it can happen both ways - some take the money on order, others wait until dispatch.
Most websites indicate which method they use (even if you have to look for it in faqs).
We also have a 7 day 'try out' (distance selling regs) that allows the purchaser to return for full refund including p&p. Although how this would work across a border, I don't know ....
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