If you buy something like a new Plasma 60 inch TV then purchasing a warranty is probably a good idea. Having said that most of them are a waste of money. In the US, places like Bestbuy make a ton of money selling these things. With a reader will you even have it for four years? You probably are getting a years warranty from the manufacture when most things break down. Most products if they make it through the first 6 months are probably going to survive for many years. BestBuy will sell the convenience of a quick exchange rather than having to do all the work of getting an RMA, boxing it up and driving to the shipper. Of course in the end insurance is insurance. If the protection is worth the peace of mind then it is worth it.
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