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that's not the understanding I had. the app installed asked to have access to install and be your wallpaper (android phones can have all sorts of powerful wallpaper apps that display various information). not to go browsing through your address book, copy your voicemail, and access your whole file system.
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On android, at install you will see a list of the permission required the the app.
So in that case you'll have a message at install like :
Permission needed :
SMS data
Internet acces
Phone identification
And the system deny the apps access to precision it didn't declared.
And the phone will ask you to approve access.
As I said, the user itself is the best security.