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Old 07-26-2010, 04:50 PM   #46
Marcy
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Join Date: Oct 2009
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Quote:
Originally Posted by user_none View Post
You are correct credit card companies have strict rules about fraud. However, in this case the credit card company (at least in the USA) will most likely rule in PayPals favor. As far as the credit card company is concerned it was an authorized and legitimate charge to the user's account by PayPal. PayPal did not commit fraud and was authorized by the client to make the charge to their account. The credit card providers responsibility stops at PayPal and does not extend further.
This is 100% wrong.

I know this from personal experience. I didn't even buy an item, but a service via Paypal that was not as advertised. I disputed it with my credit card company and was refunded 100% for about $400-500.

I didn't even try disputing with Paypal because I knew their "buyer protection" is a joke.

-Marcy
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