Shootist, hi. I'm in Big Stone Gap, VA and the libraries in my area don't have an ebook program of any kind. When I got my Sony Reader I started checking in TN & KY. I found that TN has a program call READS.
http://reads.lib.overdrive.com Click on "sing in" upper right to see a map of participating libraries.
I called the Kingsport library and found out they would issue a non resident card to people within 50 miles of the library. I'm in!!! There are libraries that participate all around you. The collection seems to be growing and I've found plenty to read. I also got the Philadelphia card so I have options.
I hope this helps and good luck.
Debi