焦げ付き
こげつき a bad debt

焦げ付き融資
こげつきゆうし uncollectible loan

焦げ付く
こげつく to get burned and stuck on to become uncollectable (and remain unpaid)

焦げ目
こげめ burn mark

焦げ臭い
こげくさい smelling (or tasting) burnt

焦げ茶
こげちゃ black tea

焦げ茶色
こげちゃいろ dark brown olive brown