11-22-2013, 02:42 PM | #36691 | |
Grand Sorcerer
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I'm now waiting for the water to boil to make tea so I can go to bed and watch "Dr. Who: An Adventure in Time and Space", a dramatization of how Dr. Who started which was aired on the BBC last night. I'm also very excited for tomorrow's 50 year anniversary episode. |
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11-23-2013, 09:59 AM | #36692 | |
Bah, humbug!
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Location: Chesapeake, VA, USA
Device: Kindle Oasis, iPad Pro, & a Samsung Galaxy S9.
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11-23-2013, 10:05 AM | #36693 |
Bah, humbug!
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He also explained why giving the wife the full survivorship benefits was a sucker's package. It takes 9% of your annuity. Sure, she gets 55% of my retirement if I die, but if I reduced that amount to the minimum, I could buy an insurance policy with the savings that would pay her that much many times over. But I can't go that route either. It would need her approval, and since that isn't the way her parents did things, it's a non-starter.
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11-23-2013, 10:39 AM | #36694 |
Tea Enthusiast
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Thrift Savings Plan?
We are maxing out 401k's, have additional savings, and are maxing out the LMs college fund. Peppermint Mocha. So yummy |
11-23-2013, 10:58 AM | #36695 |
Opsimath
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Sounds as if they are focusing on the financial side of retirement, but as you said, much of it is well past its sell-by date, or not feasible for other reasons. Being retired (sort of) myself for the past 5 years, and living in an area where I am surrounded by hundreds and hundreds of retired people from all over the world, being a people watcher (as most photographers are,) I've been able to see a remarkable pattern evolve. Very distinct life-styles both positive and negative. And unfortunately, the majority seem to fall into the negative style even though there is plenty of financial stability for them. They are aimless, dreamless, empty people, basically unhappy with their lives. It's sad to see this, especially in a local as rich as this one, with so much that can be done to make life worthwhile. But it all take getting out and 'doing.' And these unhappy souls never get further out than the corner pub. They mistake being 'retired' for being 'unproductive.' Sort of the same way young people mistake thinking 'freedom' means 'no responsibilities.' You have to work to make retirement enjoyable. Maybe not a 9-5 office job, but humans need to feel that they are doing something constructive, bringing something to the table. I have a retired friend who is busy from 8 in the morning until late afternoon every day, basically building widgets... This week he's working on a hydrogen gas production device he saw on YouTube. Last week he made a 'Fire Piston.' Next week he'll probably re-invent the wheel. The retired people I know who keep busy are the happy ones. The ones who do nothing wind up in the bars all day...
Take 6 months or a year off to do nothing after you retire. Then get yourself motivated to be productive again. Learn to crochet. Practice yoga. Go back to school for Doctorate. There is are plenty of interesting things to see and do! Stitchawl |
11-23-2013, 02:59 PM | #36696 |
Not scared!
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Watching Doctor Who.
Don't disturb me! |
11-23-2013, 05:39 PM | #36697 |
Member Retired
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Wondering what I should be doing right now ...
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11-24-2013, 04:07 AM | #36698 |
Wizard
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11-24-2013, 08:38 AM | #36699 |
Now what?
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11-24-2013, 02:00 PM | #36700 |
Wizard
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11-24-2013, 02:26 PM | #36701 |
It's about the umbrella
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I've heard the news that the snow has already arrived there and causing problems. Today the sun is out, although very cold, and I am slowly getting ready to go out to my parents to rake leaves and run errands.
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11-24-2013, 03:39 PM | #36702 |
I’m a Happy Boy!
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Just back from my company's Family Christmas Party. Had a great time at Medieval Times! Decent food, great seats, amazing horses and a Knight kept winking at one of my girls. Wouldn't you know it - our Knight won the entire tournament and chose as his "Queen of Love and Beauty" my yougest daughter. She got a sash and a tiara and a special picture taken. Talk about thrilling! Her sister was so happy for her.
What are the little princesses doing now you ask? They are downstairs building morningstars, lances and shields of course. Such daintiness. |
11-24-2013, 05:27 PM | #36703 | |
Booklegger
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11-24-2013, 05:59 PM | #36704 |
I’m a Happy Boy!
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11-24-2013, 06:08 PM | #36705 |
Now what?
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Chicken pulls up drawbridge, lowers the portcullis, heats the vats of boiling oil, and prepares the roost for imminent attack by unnatural hungry children!
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