06-13-2013, 05:39 PM | #31 | |
Wizard
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Quote:
Shari |
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06-13-2013, 07:03 PM | #32 | |
Is that a sandwich?
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Quote:
Bill pay is done by a third party so that you don't need their account info. US banks have Visa/MC debit cards instead of all this transferring. |
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06-13-2013, 07:13 PM | #33 | |
Wizard
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Join Date: Feb 2012
Location: New England
Device: PW 1, 2, 3, Voyage, Oasis 2 & 3, Fires, Aura HD, iPad
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Quote:
Shari |
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06-13-2013, 07:26 PM | #34 |
Fanatic
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I've used credit unions for years, and found them to have lower fees than regular banks. I can do free transfers and bill pay, etc.
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06-13-2013, 07:32 PM | #35 | |
Is that a sandwich?
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Join Date: Jun 2010
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Quote:
Alternatively, I could give you my routing and checking account number and you then pull the funds from my account. That would cost me nothing. But I would never give my account info to anyone for security reasons. Bill Pay is done through a third party so that neither sender and receiver have each others account info. Paypal works the same way. Only they have your bank info instead of each and every retailer or recipient. It's a bit safer. |
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06-13-2013, 07:33 PM | #36 |
Wizard
Posts: 3,032
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Join Date: Feb 2012
Location: New England
Device: PW 1, 2, 3, Voyage, Oasis 2 & 3, Fires, Aura HD, iPad
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You do know that if you write me a check I will have your bank account number and routing info, right? Those things are not secret.
Shari |
06-13-2013, 07:46 PM | #37 | |
Is that a sandwich?
Posts: 8,189
Karma: 100500000
Join Date: Jun 2010
Device: Nook Glowlight Plus
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Quote:
For you to pull money from my account I have to give you authorization. Then you have full access to my account. And a dishonest person could do damage. Added: When I say "anyone" I mean a private individual. Last edited by Fbone; 06-13-2013 at 07:49 PM. |
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