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If $50 is a lot of money to you and you have wifi at home, than no. If $50 doesn't seem like a lot of money to you, then yes, it's decent insurance, because there's no monthly subscription fee to use the 3G.
It's a good deal when you consider the Kindle 2 sold for the same price before it was shelved, and it didn't have wifi at all.
-HM
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