Quote:
Originally Posted by pietrocrazy
I know some people don't have a credit card, but there's no reason to not have a debit card. If you get an account with a real bank or credit unions, you get all the protections of a real bank and a real debit card. PayPal essentially acts like a bank that is not subject to bank regulations, so you get none of the same legal protections.
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I use PayPal for transactions with online companies I'm not familiar with, so I don't have to give out my credit card number.
I do not have a debit card. I specifically turned down the option from my bank. I can easily imagine myself repeatedly being overdrawn because I'd forget to keep a tally of purchases.