Quote:
Originally Posted by Lady Fitzgerald
They may be limited, but we do have choices. I can't remember the last time I used an ATM. I just get cash back with purchases I'm making anyway (such as groceries). Doesn't cost me a cent. If I need a larger amount, I'll go to my Credit Union and make a withdrawal, again, free. I mostly use my debit card so I don't need a lot of cash but I like to keep some on hand for just in case (and for delivered pizza; I don't like the delivery person making a rubbing of my card).
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My credit union is some distance away and would cost me more in gas plus one hour of my time for the "free" withdrawal. I started using a cash back credit card wherever I go to cut down on my cash needs but sometimes as you say it cant be avoided.