You only need to provide a CC# or address if you want to purchase or download free books from B&N. Otherwise, all you need is an e-mail (not even a valid one) and a wireless connection to register through your Nook. After you register you never need to be connected to B&N again and you can side-load via usb from your computer.
With rooting you can skip registration but supposedly not registering causes the battery to drain faster.
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