I can't say for the larger companies out there Gideon, but my wife runs a small quilt/fabric shop. While the Visa/Mastercard agreement states no handling/use fee. The banks that run the transactions from our card reader to our acounts bank charge us a minimum transaction fee on all transactions. The minumum fee balances out at about $5.00, after that it is a straight percentage. This is why small mom and pop stores have a $5-10 min on card purchases. If there are too many little charges they loose al proffit from the sales.
Also if we have something in stock or its a regular item, they pay the requlay price. but if we have to special order something and is costs us more to get it then a regular item, we are going to charge the customer more. Weather it is listed as shipping, handeling, or wrapped up in the base price depands on the paperwork.
Mark
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