PilotBob
Sorry, not sure if it's your external USB HD or flash drive that you can't write to, but if you right-click on it and choose Get Info > Ownership and Permissions, you'll see your access rights to that drive; you can change them (or choose to ignore them) from the pop-up menu.
I'm sure the smarter computer folk on this forum will put me right if I'm wrong, but AFAIK whilst OSX can read NTFS formatted drives, writing to them is a bit hit and miss; I think FAT is preferred for drives shared between Windows and OSX, or HFS+Journaled if it's OSX only.
Hope this helps, Pete.
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