Originally Posted by Pookeysgirl
You can go online and apply, it takes about 7 business days to arrive. They charge $9.95 after a month. You have to go into the bank to activate it, which was a pain if you don't bank with BMO. I got it just to be able to buy books from KOBO.
That's weird -- I only had to call an 888 number to activate mine, the same as for any other credit card.
That $9.95 charge is a one-time thing, it should be noted.